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Important Facts You Need to Know About Covered California Obamacare

The health insurance marketplace in the US state of California is called Covered California basing on the Patient Protection and Affordable Care Act, wherein the exchange enables individuals and small business to avail of health insurance at federally subsidized rates. The government of California administers Covered California by an independent agency. The former California governor, Arnold Schwarzenegger prioritized Obamacare that led to the creation of California Health Benefit Exchange, thus the first state in the United States to set up a health insurance marketplace. Covered California is the place where Californians can obtain a brand-name health insurance under the Patient Protection and Affordable Care Act and Obamacare.

In California under Covered California, the insurance companies that participate in individual and family exchange as of 2017 include Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, and Brand New Day. All Californians can sign up for Covered California’s open enrollment that starts each fall, or anytime during the year because of life-changing events such as giving birth, moving or relocation, or getting married. If you have a household income of 0% to 400% of the Federal Poverty Level, then you may be qualified to get assistance through the Covered California government health insurance plan, and basing on your household income, you may qualify to get up-front tax credits when you enroll in health insurance in California through Obamacare or the Covered California Health Exchange.

You can check on Obamacare income guidelines chart based on the Federal Poverty Level online. In accordance with the Obamacare Income Guidelines, if a family makes less than $97,200 per year, or an individual earns less than $47,520 annually, they may qualify for government assistance according to their income. What are the parameters for low-income females who are expecting a baby? According to Covered California income limits, pregnant women qualify for Obamacare if her household earnings is more than 138% to 213%. Children under 19 years old may qualify to enroll on Obama Care California plans for MediCal when the family household income is 266% or less. Failure to present any proof of income such as bank statement or pay stub may lose your Obamacare subsidy or health coverage.

Now, with the Obamacare or like medicare simplified, quality healthcare is accessible to all Californians, thus making a healthy community. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. Check related articles on our homepage or website now. You deserve quality healthcare, so take advantage of Obamacare or Covered California now!

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